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June 1, 2007
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Alone and our voice is small.
—
Together we will be heard.
”
Barbara Bowen, NAM
“
Many voices make a platform on which
all of us can stand
”
- Murna Lindsey, NAM
TAI Members get $780 Refund
Do I Have to Pay Tax
on my TAI Refund?
I’ve talked to several tax preparation
services and the answer seems unanimous:
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I did not purchase my campground
membership as an investment.
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The money I used to pay for the membership
was ‘after tax money’.
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The refund was simply a refund of
my own money that I have already
paid taxes on.
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It is not income.
Conclusion: I do not have to report the
refund as income and I do not have to
pay taxes on it again.
Keep in mind:
I am neither an attorney
or tax expert. You should talk to your
own tax advisor when preparing your tax
returns.
Dan Hopper, NAM
| I am only
one, |
 |
But still
I am one. |
| I cannot
do everything, |
| |
But still
I can do
something; |
| And because
I cannot
do everything |
| |
I will not
refuse to
do |
| |
 |
the something
that I can
do. |
| |
|
 |
| |
- Edward
Everett Hale
|
Award for Excellence
to Mr. Douglas H. Napier, Esq.
(Attorney for former TAI members)
The National Association for Members
(NAM) expresses its deep appreciation
to Douglas H. Napier for his outstanding
legal services to its members in multiple
litigated matters extending over a period
of 11 years.
The organization and members recognize
that Mr. Napier upheld the highest traditions
of his profession by devoting time, talent
and energy far beyond that which was
contemplated or even imagined at the
outset of the complicated and multifaceted
legal claims which arose from the loss
of millions of dollars at the hands of
the unscrupulous. The members had merely
wanted to pay for and enjoy camping privileges
around the country.
Mr. Napier was a young lawyer, practicing
in a small Iowa town in a four-man firm
formed by his grandfather and headed
by his father. His resources were minuscule
compared to the size, prestige and power
of his foes and their batteries of skilled
attorneys. In true David and Goliath
fashion Mr. Napier maintained faith in
the rightness of the cause and against
heavy odds and determined opposition
expended boundless energy, skill and
devotion to defeat them and bring relief
and comfort to our many members.
No greater success could have been expected
if Mr. Napier had the backing of the
most powerful law firm in the country
and his single-handed determination and
legal skill produced success and restitution
for many people.
In addition he stopped the financial
institutions from profiting from the
technicalities of the law, which might
have otherwise shielded them from any
recourse and cause incalculable harm
to our members. At the outset of this
terrible situation our members not only
had lost their camping privileges but
most were faced with the specter of having
to pay off debts honestly incurred but
for which no services were to be performed.
These debts were cancelled through the
efforts of Mr. Napier. He was always
resolute in his effort to protect his
clients who are now his friends and who
will always be grateful for his personal
and professional integrity and skill.
Mr. Napier recovered over $1.3 million
dollars that was distributed to nearly
2,000 claimants. It took about 11 years.
No greater success could have been expected
if Mr. Napier had the backing of the
most powerful law firm in the country
and his single-handed determination and
legal skill produced success and restitution
for many people.
In addition he stopped the financial
institutions from profiting from the
technicalities of the law, which might
have otherwise shielded them from any
recourse and cause incalculable harm
to our members. At the outset of this
terrible situation our members not only
had lost their camping privileges but
most were faced with the specter of having
to pay off debts honestly incurred but
for which no services were to be performed.
These debts were cancelled through the
efforts of Mr. Napier. He was always
resolute in his effort to protect his
clients who are now his friends and who
will always be grateful for his personal
and professional integrity and skill.
(ed. note: Mr. Napier has moved to Arazona
to work with an organization called the
Alliance Defense Fund. He has a very
responsible job there. We contacted his
new employer and arranged for the head
of the company to present an "Award for
Excellence" to Mr. Napier - in front
of his piers.
He was quite surprised.)
Discounts at State Parks
The last issue of our newsletter
told you how to get a “National
Park Pass”.
This issue explains how to find out about
the location and programs
available in
state parks of every state.
We can thank
Mrs. Murna Lindsey for compiling this
list.
Are you proud of your state’s camping
programs?
Send us information about your
state’s program(s) and we’ll publish
it.
NAM and TAI Veteran’s Reunion
Nearly 24 people gathered at Ryan's Restaurant
on Miller Lane in Dayton to celebrate
the final disposition of the lawsuit
against Thousand Adventures and their
financial collaborators.
It's been a long hard effort to complete
this. (11 years.) Mr. Napier stuck it
out. He had thousands of dollars of his
firm's money invested before he ever
got paid a dime for his efforts.
This was a gathering of the 'Ohio Team'.
We couldn't have accomplished what we
did without their encouragement, financial
support, and help with the newsletters,
etc.
It’s been a tough and sometimes frustrating
journey. You and I have learned a lot
and we’ve helped a lot of other people
on the way. Our newsletters and our telephone
hot-line have reached people across the
nation who needed to know that they were
not alone in their efforts to oppose
abusive practices of some campground
operators. We’ve also initiated efforts
to involve attorneys general in several
states and offices of the US government.
It's good to know so many nice and caring
people.
Dan and Norma Hopper
When Should You Authorize a Company
to
Withdraw Money from Your Account?
N-E-V-E-R
It’s OK for YOU to tell your bank where
and when to send money — but you should
never authorize anyone else (a camping
club, for example) to take money
from your accounts.
Once it is started, your bank may require
you to get the other person/company’s
permission to stop it.
You increase the likelihood that your
account information will be accidentally
or fraudulently disclosed.
NAM has had complaints from people who
had difficulty trying to cancel a campground’s
authority to automatically take annual
fees from their checking or credit card
accounts.
Pass the Word !
Dan Hopper, Editor
Your friends need to know:
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Never pay money up-front to sell
a campground membership or a
time-share.
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Always find out, before the purchase,
how you terminate your membership
when you no longer wish to pay
annual dues.
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Never try to settle a dispute over
the phone.
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Get it in writing. If it isn’t in
writing — it didn’t happen.
Can you think of anything I’ve forgotten?
MOSQUITOES
From a friend in Indiana
OK, mosquitoes... prepare to be repelled!!!!!
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Use Bounce Fabric Softener
Sheets... Best thing ever
used in Louisiana.. Just
wipe on
&
go...
Great for Babies!
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Bob, a fisherman, takes one
vitamin B1 tablet a day April
through October. He said
it works. He was right. Hasn't
had a mosquito bite in 33 years.
Try it. Everyone he has talked
into trying it says it works
on them. Vitamin B-1 (Thiamine
Hydrochloride 100 mg.)
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If you eat bananas, the mosquitoes
like you, - something about the
banana oil as your body processes
it. Stop eating bananas for
the summer and the mosquitoes
will be much less interested.
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This is going to floor you,
but one of the best insect
repellents someone found
(who is in the woods every
day), is Vicks' Vaporub.
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Plant marigolds around the yard,
the flowers give off a smell
that bugs do not like, so plant
some in that garden also to help
ward off bugs without using insecticides.
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"
Tough guy
"
Marines who spend a great deal of time
"
camping out
"
say that the very best mosquito
repellent you can use is
Avon Skin-So-Soft bath oil
mixed about half and half
with alcohol.
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One of the best natural insect
repellents that I've discovered
is made from the clear real vanilla.
This is the pure Vanilla that
is sold in Mexico. It works great
for mosquitoes and ticks, don't
know about other insects.
When all else fails — get a frog.
Remember: The Lord didn’t create anything
without a purpose, but mosquitoes come
close.
Ever Hear a Story
You Just Had to Tell Someone?
Air Force One arrived at Heathrow Airport
and President Bush was warmly welcomed
by Queen Elizabeth.
They were driven in a 1934 Bentley to
the edge of central London where they
change to a magnificent 17th century
carriage hitched to six white horses.
They continued on towards Buckingham
Palace waving to the thousands of cheering
Britons; all was going well.
Suddenly the right rear horse lets fly
with the most horrendous earth shattering
stinker ever heard.
The smell was atrocious and both passengers
of the carriage used handkerchiefs over
their noses. The flatulence shook the
coach, but the two dignitaries of State
did their utmost to ignore the incident.
The Queen turned to President Bush, “Mr.
President please accept my regrets...
I am sure you understand there are some
things that even a Queen cannot control.”
George Bush, always trying to be “Presidential,”
replied, “Your Majesty, do not give the
matter another thought... Until you mentioned
it, I thought it was one of the horses.”
One Liners Worth
Passing On
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Opportunity may knock once, but temptation
bangs on your front door forever.
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Some minds are like concrete thoroughly
mixed up and permanently set.
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Don’t let your worries get the best
of you; remember, Moses started
out as a basket case.
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Many folks want to serve God, but
only as advisors.
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God promises a safe landing, not
a calm passage.
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People are funny; they want the front
of the bus, the middle of the road,
and the back of the church.
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Quit griping about your church; if
it was perfect, you couldn’t
belong.
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God Himself does not propose to judge
a man until he is dead. So why should
we?
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You catch them - He’ll clean them.
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Coincidence is when God chooses to
remain anonymous.
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Don’t wait for 6 strong men to take
you to church.
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God grades on the cross, not the
curve.
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The task ahead of us is never as
great as the Power behind us.
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The Will of God never takes you to
where the Grace of God will not
protect you.
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